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Down on the bayou, things can get a bit crazy. Louisiana is a great state to call home. Within its borders, there are plenty of places that offer southern hospitality. Thankfully, you can almost always find someone serving up crawfish pie. Eating Cajun style food or not is a prerequisite to live in the area. However, one thing that is a requirement is having a decent vehicle to get you around. If you are one of the 25 percent of Americans who have poor credit, you may feel your only option is to pay cash for an older car with repair issues. Still, there are numerous lenders who devote their lending to those with challenged credit profiles. You can drive away in a new or used car that is dependable, fits your needs, and will give you peace of mind.

Getting A Bad Credit Auto Loan in Louisiana

If you are new or thinking about moving to the area, you will need to make sure you transfer all your car titles and registrations to Louisiana within 30 days. If you don’t have a vehicle, buying one in the area is no problem. There are car lots on every corner that are begging for business. You may feel that getting a loan is unimaginable due to your poor credit. There is hope and help for those with bad credit. It doesn’t matter what is on your credit report. If you are working and trying to better yourself, many lenders will give you a chance. Do you have a job, proof of residence, insurance, and some names to give as references? Getting a bad credit car loan is easy.

Baton Rouge

Baton Rouge is one of the best towns around. This city is home to the infamous Raising Cane restaurant. If you want entertainment, then there are plenty of casinos and riverboats to enjoy. This city is situated on the Mississippi River, so there are always water activities going on. More than 830,480 call this area home. The Horace Wilkinson Bridge is a beautiful sight, but the traffic is not for the faint of heart. There are always accidents by the dozens on these roadways. Though the south is supposed to be a slower pace than other areas; Baton Rouge is not an area for an inexperienced driver.

Jamming all these people into a small the small 76 square miles of space makes for some interesting driving experiences. The area has a humid subtropical climate, which is perfect for convertibles vehicles. Do you need a new car? There are many lenders in Baton Rouge and the surrounding areas who want to help. Bad credit financing is very popular here. If you want to get into a convertible, it can happen regardless of your past credit history.

New Orleans

“The Big Easy” is one of the most popular cities in the world. Living in or near the French Quarter or any of the other spectacular sites is a dream come true for some. Being in the middle of the action comes with a hefty price tag. A city that was once wiped out by Hurricane Katrina has come back with a vengeance. Taking part in Mardi Gras and all the other events in the area may have you strapped for cash. If you are one of the many people who let bills slide in your younger days for a night of fun, then you are not alone. You can still get the car, truck, or mini-van you need even if you have slow pays on your credit. How fun would a mini-van be in a city like this? You could haul many of your friends around for a night on the town.


Shreveport is the third-largest city in the state of Louisiana. It sits along the Red River. More than 441,000 people call this area home. Situated on the Louisiana/Texas border, residents can enjoy the best of both worlds. Riverboat casinos suggest the appeal and charm of yesteryear while providing visitors with thrills and excitement. Some people come to see the Jubilee Zoo, which is one of the best zoos in the country. The Gardens of the American Rose Center appeals to both rose enthusiast and horticultural fanatics. No matter where you go in Shreveport you need a car. Getting an automobile may be difficult with bad credit, especially if you are going through traditional lenders. There are many lenders that want to put you in a car today!


Settled by a French aristocrat, Lafayette is a very historic area. It is located on the southwestern side of Louisiana, and it sits on the Vermilion River. “The Hub City” has more than 611,774 residents. Many people love exploring sites like Cypress Lake,

Lake Martin Rookery, and the Cathedral of St John the Evangelist. No matter what you want to explore, you need a vehicle to do so. Getting around is difficult without wheels. However, those who have bad credit think they cannot get financing. It is so simple to get a car loan no matter how poor your credit. As long as you can make a payment and have a valid identification card, you can be approved.

Lake Charles

Lake Charles gets its name from the lake that surrounds this city. The white sand beaches of this freshwater body of water attract many visitors. It is known as the “The Festival Capital of Louisiana” as there is always something going on in this region. As one of the biggest casino markets in the state, there is no reason to ever be bored. You may strike it big and have enough money to buy a new car, or you may have to rely on financing like everyone else. Even if your credit lackluster, you can still get approved.

Drive Away Today!

Stop letting your past credit mistakes dictate your future. You can have the car you need and a payment you can afford. There are numerous lenders in Louisiana that are just waiting for you to call.